Posted in: Chaparral, Calgary Real Estate
I have sold a property at 91 148 CHAPARRAL VALLEY GD SE in Calgary.
Welcome to Chaparral Valley, a community designed for those who enjoy the outdoors with its pathways, playgrounds and easy access to Fish Creek Park where you have access to over 80 kms pathway. This town home has some serious curb appeal with its front porch, driveway & single attached garage. Walking into the home you are welcomed by an open floor plan including an eat up island, dinning space & living room with large west facing windows. The kitchen has loads of cabinets, counter space & a gas stove. The living room has a gas fireplace & sliding glass doors that lead out to the back deck facing a green space. The basement is unfinished has large windows with lots of opportunity to develop your dream secondary space! Upstairs you will find French doors leading to the over sized master bedroom. A walk through closet connects this room to the main floor bathroom for added convenience. Two guest rooms finish this level both with beautiful large windows & great sized closets. Come see this home today!
Posted in: Douglasdale Estates, Calgary Real Estate
I have listed a new property at 109 DOUGLASVIEW RI SE in Calgary.
Massive, updated bungalow on the golf course! Beautiful hardwood floors cover the impressive main level which features a gourmet kitchen, that leads to a breakfast nook and cozy great room. There is also a formal dining room, den, bedroom and a master suite to die for with spa like en suite and wall in closet. The walk out basement is finished with a 3rd bedroom, rec and family space, a 3rd bathroom and loads of storage. The over sized garage has room for two full size vehicles and all your toys. Located on a quiet street surrounded by excellent neighbors, this home is sure to impress!
Posted in: Okotoks, Okotoks Real Estate
I have listed a new property at 36 CIMARRON ESTATES WY in Okotoks.
Estate living at a move up price! This home sits on one of the premier streets of Cimarron. The wrap around veranda welcome you into this spacious home. The open main floor is covered in gleaming hardwood floors. The huge gourmet kitchen features granite counters and loads of maple cupboards and a walk through pantry. It leads to a large great room with a fireplace and the eating area is a Segue to an amazing manicured lot on a green belt. downstairs also includes a spacious home office.The spiral staircase leads up to The upper floor which has has 3 generous bedrooms including a deluxe master with full en suite with jetted tub and walk in closet. The upstairs sitting room with a fireplace is perfect for watching the sun set over the mountains. The basement awaits your creative touch and the home also features a tandem triple garage and beautiful landscaping. Don't let this one get away!
Posted in: Silverado, Calgary Real Estate
I have sold a property at 230 SILVERADO RANGE PL SW in Calgary.
This beautiful home is located in Silverado, close to amenities, parks & easy access in and out of the city. The home has a double attached garage, south facing yard & 5 bedrooms, plus a bonus room & finished basement! Walking into this home you are greeted by 9ft ceilings, a main floor office, powder room & mudroom with walk through pantry to the kitchen. The kitchen, living room & dinning room are open to each other allowing lots of space for entertaining. The kitchen has an eat up bar, stainless steel appliances & lots of cabinet space. The living room has a gas fire place & large windows looking out into the backyard where you will enjoy lots of south facing sunlight. Upstairs is a bonus rooms, three guest room, guest bath with Jack & Jill sinks & the master retreat. The master has a large walk-in closet and spa inspired en suite complete with a jacuzzi tub & separate stand-up shower. The basement is finished with a large rec space, two storage rooms & another guest bedroom. Come see it today!
The first step towards purchasing a home is knowing what you can afford. This all starts with getting pre-approved for a mortgage. From there, you can narrow down your search and eliminate those blue-sky homes if they are out of reach.
When you meet with a mortgage broker they will assess what you can afford at the best possible rate for you, the buyer. A lender has - and should have - your best interest at heart. However it’s okay to challenge them to make sure you are getting the best service and mortgage rate on the market.
Here are 10 questions you can ask your mortgage lender as you get started on your home-buying journey:
1. How long have you been in the business?
This is an important question to ask for a couple of reasons. Firstly, you want to be working with an experienced lender. It can take up to five years for a mortgage broker to learn the market, understand credit and be able to apply it. A new broker may not know how to effectively weigh the risk vs. reward. With experience comes the expertise to make the less obvious decisions when it comes to getting you a rate that works for your goals and lifestyle.
2. What factors can affect my approval?
For the lender to fully approve and agree to lend you money there are a few more numbers beyond the list price that they need to crunch into the total equation before go time: the total cost of the home, which includes property taxes, condo fees, maintenance fees – the actual agreed upon price – it all can affect what you are approved for. Any changes in your credit score and employment status can also impact your approval status.
3. What type of mortgage should I consider?
The two most popular options are fixed and variable interest rate mortgages. A fixed rate mortgage is offers a specific rate that is locked in for the term, which is appealing as you know exactly what to expect. Whereas on the other hand, a variable rate changes with according to market interest rates. Hard to predict, ask your broker to help give some research into historical market data and to determine how equipped you are for risk to advise you in the best direction to go.
4. What is the Interest Rate & Annual Percentage Rate?
5. How much do I need for a down payment?
6. When can I lock the interest rate, and will this come at a cost?
7. What documents will I have to provide?
8. What is the drop rate policy in respect to pre-approvals?
9. Do you guarantee on-time closings?
The purchase contract on the sale of the house contains a date to close escrow. If the lender is not able to close on time, you as the buyer could face extra costs, for example an increased interest rate and additional expenses to reschedule the move. Avoid any problems ahead of time by ensuring your lender’s guarantee to close on time.
10. Is this really the best product for me?
Have your lender explain the pros and cons, take into account your financial situation and budget to make sure you are getting the best product to suit your needs.
Want your home sold? Well you’ve come to the right spot. Turns out our team here knows a thing or two about what it takes to sell a property in a competitive, booming real estate market like Calgary’s. Averaging almost 2% more residential home sale price than the Calgary Real Estate Board average for the past nine years, you could say we’ve learned a few things along the way. This is post is a must-read if you’re looking to sell your home. Follow these seven steps and you’ll be well-prepared to make that sale:
The first step in evaluating and pricing your home is to pay careful and unmatched attention to detail. How do you do that? Take my team for example. When a client comes to us ready to sell their home, before we draft up the property listing there’s a bit more research we need to do. We go beyond just honing in on your property - we tour other properties for sale in your neighborhood to better identify the true value of your home and the unique selling features that make it stand out amongst the sea of listings.
Uncover all the leaks, cracks or defects that can occur over the lifetime of a property by conducting a comprehensive pre-listing process and home inspection report. My team will do this for every one of our clients so we can uncover any potential problems early, giving them the time to make any repairs or provide full disclosure to potential buyers; saving them from any legal trouble that could result otherwise.
This is your home’s moment to shine - no corners should be cut when it comes to your homes showing potential. Would you be impressed if you went to view a home that wasn’t cleaned from top to bottom? I didn’t think so. When it comes to giving my clients the best chance at selling their property quickly and headache free, my team provides complimentary, professional cleaning services that polish their home so it will shine its brightest. Yes, this includes carpet cleaning (no cutting corners, remember!).
This service as mundane as it sounds has truly been one of the most beneficial for my clients.
Laser-accurate, insured residential measurements includes nearly everything you need to get your listing up, fast. A time consuming, and often difficult task for those unfamiliar with taking home measurements, helps provide proper certainty, and a true 2D rendering that more and more buyers are requesting, especially to Calgary’s vast out-of-region buyers market. All at zero cost and effort to the homeowners.
Most buyers form an opinion on a home within the first 7-10 seconds of arriving. Staging your home means more than clearing clutter and tidying up. It’s taking your house to a new level, by incorporating new props, moving around furniture and adding a coat of paint, which can make the house appear bigger, brighter and cleaner. Staging your home is an excellent opportunity to create a warm, inviting atmosphere so that potential buyers can picture themselves living in your home. My skilled support team understands how important this is, and have helped our clients create the best first impression possible for when their house hits the market. You can bank on these expert services to deliver reliable, and surprising ROI.
Professional photography and videography will capture the maximum appeal of your home, and provide you with high-quality assets, which are a must-have, in a market where over 96% of buyers are now searching online first. Going that extra step can make all the difference in how your house is perceived online. Elements like lighting, angles, time of day, and the weather need to be taken into consideration when it comes to a professional portrayal of your home. Remember - you’re selling a commodity, and with selling you need to ramp up your marketing.
For your house to sell, it first needs to get seen. This starts with marketing. Strategic marketing is well-thought out to get the right eyes on your property utilizing online portals and print listings. When it comes to getting our clients’ properties seen, we develop a custom designed multi-channel marketing strategy that uses the best online conventional methods to ensure their home sells.
I invest more in my clients and their property, because I understand that’s what it takes to get you top dollar. Contact us to learn more about this customized approach to marketing your home.
Posted in: Downsizing Your Home
Considering downsizing, but not sure if it’s the right time to do so? There are many factors to take into account, and many reasons why people feel compelled to move to a smaller house or condo. When there’s no more kids in the house to look after, a big house can seem a bit much for one or two people to live in. More space means more to clean. Bigger property might mean more equity that can be used towards retirement. And the list goes on!
Downsizing is obviously a lifestyle adjustment, and something to mull over in its entirety to make sure you are really ready for smaller living quarters. Ask yourself these five questions to give you peace of mind and assess if you are, in fact ready to downsize:
Timing is everything when it comes to selling your home. The longer you wait, the riskier it could be when there’s uncertainty around the markets. If the market is looking hot - it might be a good time to sell. If things are going south, it may be better to sell than to wait and wait. Consider your timelines and speak to a real estate agent to help you assess the current climate.
Overtime your home becomes part of your identity. It’s where you’ve built memories, and a life. It’s brought you new friends, provided comfort; it becomes full of furniture, trinkets, scents and people that define you. So is moving going to be easy? Probably not. You probably would feel the same way if you were moving to a bigger or similar size house - it’s change, and change isn’t always an easy pill to swallow.
There will come a time when bigger factors come into play - like the health and safety of you and your loved one. Your future physical and medical needs will likely change. Will there come a time when the stairs are too much to handle? When there’s too many bathrooms to clean, the yard is too large to mow and shoveling the snow is no longer possible? These are not pleasant to think about, but they are important and difficult factors to really consider.
Make a budget for yourself on what it will cost for a moving truck,moving company, new furniture (you’re moving to a smaller space remember - what worked well in the old place may not make the cut in a smaller living area), the cost to get rid of items (if you’re looking to sell old furniture or decor on Kijiji, expect that you won’t get as much for the item as what you paid for it), and any fees associated with selling your home such as realtor and lawyer fees.
Reducing housing costs by selling your house is an easy way to increase funds; provided you make a gain on your home. Do the math to find out how much will end up back in your pocket after you sell to make sure you have the right amount of gain to make the move worth it for you. These are the numbers you should be looking at:
The value of your home, actual or anticipated balance remaining on your mortgage or line of credit, net gain after subtracting total moving costs, and the cost of a new home.
It is possible that a family member; son, daughter, grandchild, aging parent or sibling may need a place to stay for awhile. Is the house you’re considering equipped to fulfill your physical and emotional needs? Keep in mind that when downsizing it should be the right move that works for you long-term and can accommodate for the unexpected without impacting your comfort, and sanity.
If you’re looking to embark upon the downsizing journey, contact me today. My team and I are well-equipped to answer your questions and help you get your home sale ready to ensure get you top dollar to start this next chapter of your life.
Posted in: Panorama Hills, Calgary Real Estate
I have listed a new property at 24 73 PANATELLA RD NW in Calgary.
Haven't got access to the property yet so public comments to follow. All info is not warranted until I can verify.
Posted in: Selling Advice
Planning on moving out of your property before it sells? If so, there are a few measures you can take to convince passersby that the home is still occupied and keep it as safe as possible after you’ve left. Even if the property is completely empty of contents, thieves may still be on the lookout for valuable building components, or assume all of the homes contents are still inside. Void of contents or not, during a break-in the property is susceptible to vandalism, which is something no home owner wants to take on.
The five tips below provide a good checklist of what you can do to help keep your property safe after you’ve moved out:
1. Keep up the yard work
An unkempt lawn, snowy driveway and walkway are clear giveaways that the house has been empty for awhile. Be sure to pop by the property every now and again to mow the lawn, tend to the garden, rake the leaves or shovel the snow. Out of town? No problem. Hire someone to do the maintenance for you or ask a neighbor to help you out until the new owners move in. Be sure to thank them later!
2. Winterize your home
Moving out in the winter months? Make sure you take the right precautions to prevent potential damage from fire and freezing due to faulty heating and electrical systems. Just because the house is vacant doesn’t mean you should abandon it completely. The heating system should be cleaned and inspected by a contractor and checked once a week to make sure the system is operating properly. Chimneys should also be inspected and cleared of any obstructions such as squirrels or nesting birds. Remove overhanging tree limbs that could cause damage from heavy snow or wind, and make sure windows are closed and locked shut. Clean out gutters and downspouts (these can cause basement flooding if clogged after the snow melts) and inspect the roof and shingles for any evidence of damage and leaks to prevent wind or water damage.
Let your immediate neighbors, realtor, police and fire departments know that your property will be vacant so they can keep an eye out for any suspicious behavior. Leave them with emergency contact information in case anything does happen so that they can reach you quickly. Ask neighbors to pickup any mail, flyers and newspapers that could start to build up - a clear sign that the property is empty.
Nothing says “people are home” like lights on in the house. Of course, don’t leave them on all day; rather, invest in some lighting timers and strategically place lamps around the house. Set the timers to go on and off in different rooms at different times of the day. You can also keep curtains and blinds installed to give the illusion that people are still living in the home.
Alarms deter trespassers from entering your property and quickly alert the authorities when they go off. Alert the alarm company that the home will be vacant ahead of time, and display security signs in the window or on the lawn so passersby know the system is armed before attempting to break in. Security cameras (and even fake cameras) are a great way to monitor activity, or give the impression that the house is being monitored.
For more advice and help on securing your home as you transition into a new place, you can connect with me directly and we’ll make sure your home looks just how you left it, long after the moving trucks are gone.
Posted in: Buying Your First Home
There are plenty of perks to owning your own home versus renting, especially as rental prices continue to creep up, often times costing the same if not more than a mortgage payment. So it makes sense why more and more adults in their twenties are starting to take a serious look at home ownership. Here are some tips on how to get started on becoming a first time home buyer in your twenties:
This is the first step before you start doing any major house hunting. Sit down with a mortgage lender to get pre-qualified. In this meeting you’ll go over your credit history, income and and any debts you may have to add up to one final equation of what the banks will be able to lend you. It’s important to note that although you may be approved for a home at say, $300,000.00 - that doesn’t mean you should be buying a house at that price. Make a budget and determine how much you can afford to pay monthly for the mortgage payment, condo fees and property taxes on top of your day-to-day living expenses.
This is where it gets exciting. Once you’ve interviewed Realtors and found someone you can trust, connect with and can see yourself partnering with throughout the home buying process, you are ready to start the journey, however short or long you choose to make it. A reliable Realtor will keep on top of new listings as they come up, make themselves available for a viewing as soon as the opportunity presents itself, and go to bat for you when it comes to negotiations and signing the papers. Be sure to communicate what you are looking for in a house (neighborhood, preferred characteristics and any must-have’s) so they can send you listings that hit the mark.
Buying your first home is exciting! You’ve been waiting for this moment for a lonnggg time - like any young adult who’s been cooped up with their parents or feeling sick about how much money they’re throwing away by renting. It’s easy to get carried away and have high expectations of the home you want. This is where you need to reel it in. It is after all, your first home. Building equity takes time, and patience. Buy a house you can comfortably afford now and be willing to sacrifice some of those “like-to-haves” in favor of paying down a mortgage that suits your (current) lifestyle.
Being a first time home buyer can be daunting. I mean, you’re putting a lot of money on the line - it’s not a decision to be taken lightly. Realtors are experts at navigating their field and will always work to get you, the client, what you deserve. Be open to their recommendations and watch them work their magic when it comes to negotiations. I assure you, if you’ve done your due diligence, you should be in quite competent hands.
Good luck on this new adventure of home ownership. Feel free to connect with me if you have any questions about the above, or home ownership and the Real Estate market in general. My team and I have been at this for over 11 years and are happy to help guid you through this new and exciting time in your life.
Call us today 403.701.7139
Posted in: South Foothills, Calgary Real Estate
I have listed a new property at 18 4407 116 AV SE in CALGARY.
Awesome unit in one of the most desired locations in SE Calgary. This space features a reception area with an almost 900 sq/ft warehouse/shop space. Functional for many types of work. The list is endless. There is a separate upper floor mezzanine which adds another 400 sq/ft to your business operation. High end finishing's, a 12 foot bay door, 18 ft ceilings and lots of customer parking complete this exceptional unit. Great value in a great area.
Posted in: Heritage Pointe, Heritage Pointe Real Estate
I have listed a new property at 1 Ridge Pointe DR in Heritage Pointe.
Welcome to Heritage Point, a community that caters to eco initiatives, stunning natural beauty, ample paths & walkways, an award winning golf course & still has easy access to both Deerfoot & Macleod Trail. This walk out bungalow backs onto the golf course & includes lawn maintenance & snow removal. The home has a double attached garage, mudroom/ laundry room, main floor office, 12 ft ceiling living room, formal dinning room & large eat in kitchen complete with garnet counter tops, eat up bar, pantry & lots of cabinet space. Off the kitchen is a beautiful sunroom that looks out onto the south facing yard with stunning views of the golf course. A powder room & master retreat with walk in closet, an en-suit, his & her sinks, a jacuzzi tub & stank up shower complete the upper level. Downstairs is a large walk out basement with a gas fire place, guest room, guest bath & over sized storage room. There are large windows & a beautiful stone courtyard outside the sliding glass doors. Come see it today!
I have listed a new property at 120 SWIFT CREEK CV in Rural Rockyview County.
Why wait to build when you can have this amazing home by February! A Modern Farmhouse Classic! Located in the community of Swift Creek Estates, this home is set on two acres in the heart of Springbank. This beautiful custom home, built by Stonehenge Homes, is almost 4500 square feet with a developed basement of 1800 square feet. This home features two laundry rooms, two powder rooms, a 'net center off the kitchen, 18' ceilings in the family room, along with a gorgeous wood burning fireplace. This family home has 4 bedrooms upstairs, and an extra bedroom with it's own en suite in the basement. The kitchen features an over sized butler's pantry, GE Monogram appliances, two dishwashers, and 36" each fridge and freezer. This is a dream entertainment home!
Posted in: Cranston, Calgary Real Estate
I have listed a new property at 47 CRANARCH RI SE in Calgary.
Looking for amazing views right in your own backyard? Then this stunning home on the ridge is for you! Entering his home you quickly realize it has it all, from an open floor plan with a gourmet kitchen to unique details like a laundry chute, walk through pantry & beautiful brick accents. There is a double attached garage, mud room, walk through pantry to the kitchen & laundry room. The main floor has an office, powder room & open concept living, dining room & kitchen with picturesque views of the ridge & mountains. The kitchen includes two stacked ovens, gas range & large eat up island. The living room brings some additional WOW with its floor to ceiling brick fireplace. Upstairs there are two guest rooms, guest bath, master retreat & a bonus room. The master has a double sided fireplace, large soaker tub, two sinks, glass shower & large walk in closet with built-ins. The basement is fully finished with a gas fireplace, guest bath & bedroom plus two storage rooms. Book a viewing today!
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