I have listed a new property at 173 West Creek POND W in Chestermere.
This home is all about lifestyle! The HUGE south facing yard backs onto a large pond that connects to kilometers of pathways throughout the community. It is walking distance to both elementary & middle schools & has wonderful neighbors who even host an annual block party! The home itself is stunning, with a vaulted ceiling entrance & formal dining area followed by a newly renovated, eat-in kitchen & large island that faces the living room. A door to the deck & large windows allow the sun to come into the main living areas from dusk until dawn. Upstairs there are 2 kid/guest rooms, & a 3 piece bathroom. The master has a walk-in closet and large ensuite with double sinks, jetted tub, full shower & water closet. The basement is a bright, fully renovated walk-out with two additional bedrooms & entertainment area. This home is the full package, bright & beautiful space with gorgeous upgrades, stunning location & a warm community that is just waiting for you to come join in the fun! Call today!
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I have listed a new property at 32050 292 AVE E in Rural Foothills M.D..
This stunning, modern acreage sits on 3.44 acers of land just SE of the city, 10mins from Okotoks. Entering this home you will be greeted by rustic, heated, wooden floors that cover the main and upper level. The dinning area backs onto a west facing deck with views of the mountains, while the kitchen has every high-end detail a chef could desire, including an over sized walk through pantry leading to a massive mud/laundry room. The living room has a gas fireplace, 8 ft Pella windows & is attached to a large flex room. Upstairs is a bonus room, two guest/kid rooms with walk-in closets followed by a 5 piece bath. The master retreat includes a gas fireplace, private west facing terrace & luxurious bathroom with a walk through shower, jetted soaker tub and water closet. Out back there is a heated, 2400 sq/ft work garage with two 14ft by 20ft drive through doors and side door. The property is fully fenced & only 2mins away from a K-9 school. This home has so many details you have to see in person. Call Now.
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2015 is well underway and as we head into the light of Spring, what better time to present you with my outlook for the property market in 2015 and 2016.


We’ve rounded up the leading expert opinion in Canadian Real estate to give you all the facts needed to make an informed decision whether buying, renting, or selling.


1. Renters, it might be time to buy.

The cost of rent is higher than ever, and set to continue rising.

The cost of rent in Canada is soaring and according to Canada Mortgage and Housing Corp. (CMHC), monthly rents for a two-bedroom unit increased by 5.9 per cent from $1,224 in October 2013 to $1,322 in 2014 and these rates are expected to climb further in 2015.


This is pushing many Canadian renters to consider buying a home. But what types of homes are current renters looking to purchase? According to CREB chief economist Ann-Marie Luri, Calgarians in particular are looking to purchase “in the condominium apartment sector”. 


CMA Rental Market


Notably, demand for larger family homes have also put construction companies at a supply deficit for 2015, meaning that Calgary is expected to see some increasing construction activity in the next 12-24 months.


2. Something to watch.

Oil price could spark shifts in the market.

Oil prices have been stagnant for the past few months which has been influenced by the credit crunch globally, increased efficiency, and a switch to alternative sources of fuel.


Another issue which had a major effect on the price of crude oil was OPEC’s failure to agree on curbing production back in November of last year which sent prices tumbling


On the domestic front lower oil prices have had a negative effect on the local economy which is contributing to a slowing in the housing market.


On the plus side, prices are expected to increase in 2016 from US$65 per barrel

in 2015 and US$74 in 2016 and this is hoped will offset increasing interest rates and should aid steady economic activity.


Lots of speculation exists whether production will be curbed in 2015 as a result of continually falling prices, or even a consistently lower price being maintained. No matter what happens, interest rates, the local Calgary economy, and our housing market all shift in accordance so people are wise to keep abreast and ask their Realtor for help understanding the implications.


3. Home Prices could be another reason to get into the market if you can.

Calgary's Real Estate market is still going strong.

Canada’s home prices have for the most part increased since 2008 and Calgary, has been the epicentre for growth nationally with average house prices rising at 8.3%, over the past 12 months.


This is nearly double the national average and with research from Teranet–National Bank Composite House Price Index indicating a further rise of 1.5% nationally, 2015 looks to be a good, albeit slowing year for the housing market.


4. Interest Rates and long-term financial planning.

An experienced Real Estate agent who understands the market can help you plan success.

One of the biggest factors that influence the housing market and mortgage feasibility are interest rates. Canada’s interest rates have been generous over the past few years reaching the optimum growth rate of 3% in September 2010. This was expected to continue until at least the 2nd half of the year when the Bank of Canada was originally expected to revise their lending rates.


However, as The Economist wrote on January 22nd “...on January 21st markets were shocked by the bank’s decision to drop the target for the overnight rate from 1% to just 0.75%. Stephen Poloz, the central bank's governor, said that it was moving swiftly to counteract the negative economic impact of lower oil prices on Canada, the world’s fifth largest crude producer.


Robert Hogue, senior economist with RBC Bank, says he believes the coming year will be “a moderating phase for the market with a soft landing in 2016.” He went on to say that waiting for a price drop may not be the best advice and that people seriously interested in purchasing property need to think about affordability in the long-term.

CBC’s Business News suggested on Jan 26th that Alberta may be among a few provinces in Canada to feel the pinch from lower interests rates and a lower Canadian dollar more acutely. In the real estate market, this can spell advantages for some and caution for others.



Bottom line, in a complicated financial world professional advice can be mission critical to making good decisions and if you’re considering your home-ownership options, it’s always wise to seek out an experienced Realtor to help you assess the market.


5. Jumping on the property ladder.

Transitioning from renting to owning is almost always a sound fiscal move.

With rent prices where they are and construction set to continue, then buying a home in  2015 may be a good option. There’s also the fact that giving all your hard earned cash to your landlord, might be better used on a longer term, more tangible investment.


However with interest rates expected to increase in the second half of 2015, if you are considering buying, then you may want to do so quickly.


Travis's Takeaways

In my opinion with rent rates what they are and interest rates low for the time being, now may be as good a time as any to buy, but that window could be closing quickly.


My advice would be make sure that you can afford the repayments when interest rates do increase.


Another solution for rising interest rates might be a  fixed rate mortgage, that way you will be protected at the same rate for at least 5 years, which according to veteran mortgage lender VInce Gaedomo "makes good sense for homeowners until they find their financial equilibrium."

Thank you for reading, if you need any advice on any of the issues raised above, leave a comment below, email me: traviscopp@remax.net, or feel free to call me anytime at 403.701.7139.

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I have listed a new property at 1208 836 15 AVE SW in Calgary.
Awesome building with a great location to all amenities. This 12th floor unit faces east and has a great view of the Stampede Fireworks and the beautiful Downtown sky line. The open unit features a maple kitchen with upgraded stainless steel appliances and breakfast bar. The cozy living space has room for the big screen. The functional den is loaded with custom built ins for work space and storage. A great design if you work from home. The building features an exercise room and golf simulator as well as included internet and Air conditioning. The biggest underground parking and storage spaces available are also part of this fine home. Make your appointment today!
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I have listed a new property at 259 CHAPALINA TERR SE in Calgary.
This two story, double attached garage, home is fully finished throughout. The main floor has a sunny flex room just off the entrance that is perfect for an office dining room. The cozy great room features a corner fireplace. The kitchen has stainless steel appliances, black granite counters, a neutral backsplash and long island with a breakfast bar. . Head upstairs to a sun-filled south facing bonus room perfect for play time with a young child. The over sized landing has room for a desk, sitting area, or play space. Continue on to the upstairs laundry room where you can finally say goodbye to lugging laundry up and down the stairs. As you walk further you will find two good size bedrooms and a full bath. The master retreat is located at the end of the hall and is complete with a double sink on suit that has both a shower and soaker tub. The basement in this home is fully developed with a full bathroom, bedroom, living, rec and storage space. This beautiful home has so much to offer both inside and out!
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I have listed a new property at 85 KIRBY PL SW in Calgary.
This Kingsland home is a rare and excellent investment opportunity. The property is on a massive lot and the dwelling boasts 1400 sq/ft has 3 bedrooms, features a large living room with generous windows allowing lots of natural lighting, great sized bedrooms, original hardwood, attached single garage and a south facing backyard. This inner city home is a 9 min walk from the Heritage C Train Station, 10 minute walk to The Market on Macleod (farmers market), Senior High School within walking distance, 2 minute walk to a kiddie tot play area and has easy access to major arteries. This quiet community is a well kept secret that is only beginning to transition into infill's and fully renovated homes. Call today, this property won't last long!
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I have listed a new property at 27 SUNCASTLE BAY SE in Calgary.
Come home to a to a friendly game of street or ice hockey at this gorgeous lake access property! Park in your triple garage and kiss your wife in your one of a kind custom kitchen. This house was made for your growing family. Modern renovations include: flooring, paint, kitchen, all bathrooms, exterior paint, landscaping and the basement has been professionally reconstructed from scratch. This home offers 5 bedrooms with an amazing master suite with spa like en suite, heated floors and a massive walk in closet. The floor plan is open and very fictional. There are formal living and dining rooms and the massive kitchen leads to a cozy nook and you own oasis of a private back yard. The home is on a friendly, quiet street and is within walking distance of both school systems! Look at the rest at write your offer on the best!
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